Proper Coverage Insurance
Get to Know Me
Meet the person behind Proper Coverage Insurance
Hi, I'm Dean
Before I ever helped someone choose a Medicare plan, I built my career around one core principle: helping people make smart financial decisions with confidence.
Over the years, I’ve worked as a:
Stock Broker
Financial Advisor
Insurance Agent
Real Estate Agent
Mortgage Broker
Medicare & Health Insurance Advisor
Each role taught me something valuable — but more importantly, each role reinforced the same truth.
People don’t just need products. They need guidance.
Why I Do What I Do
Insurance can feel overwhelming. Medicare especially.
There are too many options, too much fine print, and too many voices trying to sell you something.
My goal is to explain things clearly:
To slow things down.
To explain things clearly.
To help you feel confident — not confused.
As an independent advisor, I’m not tied to one carrier. I compare plans based on your doctors, prescriptions, and budget. My job is to work for you — not the insurance company.
And the best part? My consultations cost you nothing.
More Than Just Insurance
Outside the office, I’m always learning and staying active.
I enjoy:
Investing and market research
Digital marketing and emerging AI technology
Pickleball (great cardio and great laughs)
Surfing whenever I get the chance
Fitness and staying active
Traveling and exploring new places
I believe staying curious keeps you sharp — whether that’s in financial markets, technology, or helping clients navigate healthcare decisions.
My Approach
Friendly. Clear. No pressure.
I believe humor helps break tension — especially when talking about serious topics like insurance and retirement.
My faith is important to me, and I strive to treat every client with honesty, integrity, and respect.
When you work with me, you’re not getting a call center. You’re getting someone who will be here next year… and the year after that.
What You Can Expect Working With Me
Straightforward explanations
Side-by-side plan comparisons
Help checking your doctors and prescriptions
Ongoing annual reviews
Long-term relationship support
This isn’t a one-time transaction. It’s an ongoing partnership.
Let’s Connect
Whether you’re turning 65, reviewing your coverage, or planning for retirement income — I’d love to help.
Schedule a free consultation and let’s make sure you have the proper coverage.